Under the Affordable Care Act (ACA), all issuers of health insurance are required to provide consumers with clear, consistent and comparable information about their health plan benefits and coverage — a Summary of Benefits and Coverage (SBC).
In California, all issuers of dental insurance are required to provide consumers with a Summary of Dental Benefits and Coverage disclosure matrix (SDBC). See the "How Can I get an SBC/SDBC?" section below to view an SDBC.
The SBC is like a nutritional label for a health insurance plan. The eight-page form displays information about a health plan in a simple question-and-answer format. It answers questions like:
To get familiar with everything that’s included and where to look for it, here is a sample SBCF56 for your reference.
If you need clarification on what certain terms mean, check out commonly used health insurance terms in our glossary.
Bring your questions to our licensed insurance agents six days a week.
Complete the steps below to view or download an SBC/SDBC. The information on your ID card can assist you with the selections for your current plan. Note: To view an ACA SBC, NJ Residents should select Oxford Health Insurance, Inc. in Step 1.
Complete the steps below to view or download a sample policy of an Affordable Care Act (ACA) plan. These plans are not ACA tax credit eligible.
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