Explore a variety of UnitedHealthcare branded plans, underwritten by Golden Rule Insurance Company, in Illinois. Whether you’re looking for a health insurance plan, short term health plan or supplemental coverage, we can help.
Short Term Medical Insurance
A Short Term Medical plan can be a fast, flexible insurance solution until you find long-term coverage, like if you’re between jobs, are a new college graduate, have retired early, or are experiencing other life events that leave you needing health insurance.F5
TriTerm Medical is short-term health insurance lasting nearly 3 yearsF4 over 3 terms. It’s designed to offer benefits for an extended time in areas you and your family may need, including for preventive care, doctor office visits and prescriptions.
Hospital & Doctor Fixed Indemnity Insurance
Need help for out-of-pocket medical costs like deductibles or copays? These plans are designed to pay set cash amounts for qualified medical expenses.F10
If you’re looking for Medicare, explore what UnitedHealthcare options are available where you live. Call 1-844-731-6094, TTY 711 or click below.
With no age limits, dental plans can include preventive care, basic services, and major services. Add optional vision benefits to keep an eye on your vision needs.
With no age restrictions, flexible plans that cover glasses, contacts or both, and NO waiting periods, it’s easy to see the value of Vision insurance.
Accident Pro Insurance
Accident insurance is designed to pay cash benefits for qualifying medical expenses. These Pro Series plans offer a range of benefits, which can also include benefits for critical illness and hospital confinement.
Giving you some additional coverage in case you’re hurt in an accident, Accident Insurance can pay you cash benefits for your qualifying medical bills.
Paired with other plans, Critical Illness insurance can help you after a diagnosis of a qualified condition by paying you a cash benefit.
Hospital indemnity insurance provides payment for each day in the hospital and other qualified expenses. You choose how to spend the money.
Term Life Insurance
Term Life insurance can ease some of the financial burden your family might face without you. Choose from multiple terms and benefit levels.
HealthiestYou Telehealth Membership
Life gets busy. A trip to the doctor for a minor illness may not be convenient. The HealthiestYou telehealth membershipF12 by Teladoc Health can help get you the treatment you need when you need it.
Some insurance plans are subject to health underwriting, and do not cover preexisting conditions.
Medicare Advantage plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract. Enrollment in the plan depends on the plan’s contract renewal with Medicare.
Medicare Supplement plans are insured by UnitedHealthcare Insurance Company, Horsham, PA (UnitedHealthcare Insurance Company of New York, Islandia, NY for New York residents).
This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your policy might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage.
NOTICE: THE SHORT-TERM, LIMITED-DURATION INSURANCE BENEFTITS UNDER THIS COVERAGE DO NOT MEET ALL FEDERAL REQUIREMENTS TO QUALIFY AS "MINIMUM ESSENTIAL COVERAGE" FOR HEALTH INSURANCE UNDER THE AFFORDABLE CARE ACT. THIS PLAN OF COVERAGE DOES NOT INCLUDE ALL ESSENTIAL HEALTH BENEFITS AS REQUIRED BY THE AFFORDABLE CARE ACT. PREEXISTING CONDITIONS ARE NOT COVERED UNDER THIS PLAN OF COVERAGE. BE SURE TO CHECK YOUR POLICY CAREFULLY TO MAKE SURE YOU UNDERSTAND WHAT THE POLICY DOES AND DOES NOT COVER. IF THIS COVERAGE EXPIRES OR YOU LOSE ELIGIBILITY FOR THIS COVERAGE, YOU MIGHT HAVE TO WAIT UNTIL THE NEXT OPEN ENROLLMENT PERIOD TO GET OTHER HEALTH INSURANCE COVERAGE. YOU MAY BE ABLE TO GET LONGER TERM INSURANCE THAT QUALIFIES AS "MINIMUM ESSENTIAL COVERAGE" FOR HEALTH INSURANCE UNDER THE AFFORDABLE CARE ACT NOW AND HELP TO PAY FOR IT AT WWW.HEALTHCARE.GOV.