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Short Term Insurance for a Longer Need



TriTerm Medical – Golden Rule Insurance Company

Short Term Insurance for a Longer Need

TriTerm Medical insurance is limited duration health insurance that provides nearly 36 months of coverage over 3 terms.F4 That's almost 3 years of budget-friendly coverage to get you through life’s ups and downs. Need health insurance for more than just a few months? TriTerm Medical may be the right coverage for you right now. Apply today. Coverage is available all year.


Learn More About TriTerm Medical Insurance


Over 6,500 hospitals and other medical facilities are part of our nationwide networkF1


Access to quality care from 1.4 million physicians and other health care professionals.F1


$200 per person, per term preventive care/wellness coverage on many plans


Why TriTerm Medical – Golden Rule Insurance Company

Who might find TriTerm Medical fits their needs?

Need 1+ Years Coverage

Lasts longer than standard short term


Or gig worker

Focused on Family Wellness

Preventive & office visit benefits available

Want Rx Coverage

Prescription benefits with most plans

Missed Open Enrollment

Plans available year round


Choosing the Right Plan

How much do you use your health plan?


Choosing a higher deductible and higher coinsurance means you may save on monthly premium costs. Just remember that means more out-of-pocket costs for you when you use your insurance. Value plans, where available, keep monthly costs lower by eliminating preventive care and prescription coverage benefits.

Recommended Plan: Value Direct


For a plan that’s simple to use, choose Plan 100 Direct. Meet the deductible and most of your eligible medical expenses are covered at a 100% per person, per term. Choose Plan 80 Direct which has a 20% coinsurance after deductible for a lower monthly cost than Plan 100 Direct.

Recommended Plan: Plan 100 Direct or Plan 80 Direct


Choose a copay plan to pay a copay for doctor visits and prescriptions without having to meet the medical deductible first. All plans use network negotiated lower rates of care with network providers to keep your medical costs lower, too!

Recommended Plan: Copay Select Direct


TriTerm Medical Options – Golden Rule Insurance Company

Take a glance at the benefits & compare with confidence

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Need help finding a health plan that fits? Call one of our licensed brokers at 1-800-273-8115

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Does your health plan meet all your needs? Find help covering what health insurance often doesn't.