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Health insurance for you

Let us search our budget-friendly health insurance plans for you

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For Insurance Coverage Choices or New Jersey Affordable Care Act Health Plans, call 1-800-273-8115.

Health Insurance Made Simple

Explore the Options

Find health insurance, help for out-of-pocket medical costs, dental insurance and more.

 

Short Term Medical

Underwritten by Golden Rule Insurance Company

Starting at

$20.10/moF50

Benefits, Exclusions & Limitations (pdf)

(Sample rate is base monthly premium only for a Short Term Medical Value Select A plan for unmarried female 24, non-smoker, ZIP code 46259, $12,500 deductible, 60/40 coinsurance.)

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TriTerm Medical

Underwritten by Golden Rule Insurance Company

Starting at

$20.10/moF51

Benefits, Exclusions & Limitations (pdf)

(Sample rate is base monthly premium only for a TriTerm Medical plan for unmarried female 24, non-smoker, ZIP code 46259, $12,500 deductible, 60/40 coinsurance.)

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Health ProtectorGuard

Underwritten by Golden Rule Insurance Company

Starting at

$59.17/moF52

Benefits, Exclusions & Limitations (pdf)

(Sample rate is base monthly premium only for a Health ProtectorGuard Choice Value plan for unmarried female 24, non-smoker, ZIP code 46259, $12,500 deductible, 60/40 coinsurance.)

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ACA Health Care Plan

Underwritten by Oxford Health Insurance, Inc.

Special Enrollment Open February 15-August 15

Affordable Care Act plans cover preexisting conditions along with a list of essential health benefits. During an ACA Open Enrollment period, you're eligible to sign up for any plans available where you live.

New Jersey Affordable Care Act Health Plans, call 1-800-273-8115.

1-844-532-0836
Call Today
 

Dental

Underwritten by Golden Rule Insurance Company

Starting at

$20.10/moF53

Benefits, Exclusions & Limitations (pdf)

(Sample rate is base monthly premium only for a Dental plan for unmarried female 24, non-smoker, ZIP code 46259, $12,500 deductible, 60/40 coinsurance.)

See My Price
 

Vision

Underwritten by Golden Rule Insurance Company

Starting at

$20.10/mo

Benefits, Exclusions & Limitations (pdf)

(Sample rate is base monthly premium only for a Vision plan for unmarried female 24, non-smoker, ZIP code 46259, $12,500 deductible, 60/40 coinsurance.)

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Telehealth

HealthiestYou

Membership for

$20.10/mo

Benefits, Exclusions & Limitations (pdf)
See My Price
 

Accident ProGuard

Underwritten by Golden Rule Insurance Company

Starting at

$20.10/moF54

Benefits, Exclusions & Limitations (pdf)

(Sample rate is base monthly premium only for an Accident ProGap plan for unmarried female 24, non-smoker, ZIP code 46259, $12,500 deductible, 60/40 coinsurance.)

See My Price
 

Accident Insurance

Underwritten by Golden Rule Insurance Company

Starting at

$20.10/mo

Benefits, Exclusions & Limitations (pdf)

(Sample rate is base monthly premium only for an Accident SafeGuard plan for unmarried female 24, non-smoker, ZIP code 46259, $12,500 deductible, 60/40 coinsurance.)

See My Price
 

Critical Illness

Underwritten by Golden Rule Insurance Company

Starting at

$20.10/moF55

Benefits, Exclusions & Limitations (pdf)

(Sample rate is base monthly premium only for a Critical Illness insurance plan for unmarried female 24, non-smoker, ZIP code 46259, $12,500 deductible, 60/40 coinsurance.)

See My Price
 

Supplemental Indemnity

Underwritten by Golden Rule Insurance Company

Starting at

$20.10/mo

Benefits, Exclusions & Limitations (pdf)

(Sample rate is base monthly premium only for a Hospital SafeGuard plan for unmarried female 24, non-smoker, ZIP code 46259, $12,500 deductible, 60/40 coinsurance.)

See My Price
 

Term Life

Underwritten by Golden Rule Insurance Company

Starting at

$20.10/mo

Benefits, Exclusions & Limitations (pdf)

(Sample rate is base monthly premium only for a Term Life plan for unmarried female 24, non-smoker, ZIP code 46259, $12,500 deductible, 60/40 coinsurance.)

See My Price
 

Medicare

UnitedHealthcare Medicare Advantage Plans

Starting at

$0/mo

(You must continue to pay your Medicare Part B premium.)

1-844-731-6094, TTY 711
View Plans

Stay covered in the mean time with a short term health insurance.

Short Term Medical InsuranceF50 is a budget-friendly health plan for a limited time to help you stay covered when you’re between other health insurance solutions. 

More Details
  • Preventive care on most plans
  • Rx drugs covered on most plans
  • Copay plans available

 

TriTerm Medical InsuranceF51 could help you stay covered longer.

TriTerm Medical Insurance is a short-term health insurance plan designed to last for nearly 3 years,F51 with preventive, doctor office visit, Rx coverage and more. TriTerm is available in select states. 

More Details
  • Preexisting conditions covered after 1st term
  • Preventive care/Rx drugs covered on most plans
  • Copay plans available

 

Let Health ProtectorGuardF52 help you deal with a high deductible.

Health ProtectorGuard fixed indemnity insurance pays a set cash for covered medical services and helps pay what major medical insurance might not.

More Details
  • Paid per service no matter where you get care
  • Paid regardless of other insurance 
  • No out-of-pocket deductibles 

 

The Affordable Care Act (ACA) makes health plans available to everyone

ACA health insurance offers guaranteed coverage for essential health benefits no matter your medical history.

More Details
  • Can't be turned down for coverage
  • Covers preexisting conditions
  • You may qualify for help with premium costs

 

Cover common dental care services with dental insuranceF53.

From cleanings to root canals, our dental insurance offers plans to help with expenses most health plans don't cover.

More Details
  • Plans for the whole family
  • No waiting period or deductible for preventive care
  • Several plan, pricing and benefit levels

 

Plan for ongoing vision care with vision insurance.

Vision insurance helps with routine eye care expenses, with benefits for eye exams and the costs of glasses or contacts.

More Details
  • Plans for whole family
  • No waiting periods
  • $10 copay exams with network providers

 

HealthiestYou by Teladoc Health helps you get the treatment you need when you need it

The HealthiestYou telemedicine app lets you get checked out for common illnesses by doctors right on your phone 24/7/365.

More Details
  • Save time & money over doctor office visits
  • Avoid waiting rooms
  • No consult fee or time limit for calls

 

Use accident insurance to plan for unexpected medical costs.

Plans like Accident ProGuardF54 combine accident, critical illness and accidental death benefits to help cover life's surprise medical costs.

More Details
  • Cash benefits paid directly to you
  • Multiple plan options
  • Pair with major medical to help with deductibles

 

Help prepare for the unexpected with Accident SafeGuard accident insurance

Accident Safeguard helps pay for expenses from accidents that your main health insurance may not cover.

More Details
  • Pays fixed amounts per covered injuries & services
  • Accidental death & dismemberment coverage included
  • No networks for where to get care

Critical Illness insuranceF55 helps keep the focus on getting well not paying bills.

Critical Illness insurance can help your finances stay healthy while you're out of work recovering from a serious illness.

More Details
  • Cash benefits paid directly to you
  • Money to use as you see fit
  • Choice of benefit level

Plan ahead for help on hospital bills with Hospital SafeGuard

Hospital Safeguard pays a fixed amount per day for a hospital stay up to an annual limit.

More Details
  • Use cash benefit payments however you need to
  • No network limitations on where you stay
  • No deductible to pay first

 

Term life insurance helps protect your family's finances when you die

Term life insurance pays a lump sum benefit on your death to a person you choose to help with unexpected expenses.

More Details
  • Lump sum payment can be used as needed
  • Term length and benefit level options
  • Add an optional critical illness benefit

 

Move to Medicare with expert help in your corner.

Changing to Medicare for health insurance is full of choices. We'll walk you through what's available in your state and county.

More Details
  • Multiple Medicare plans available
  • Licensed help to shop and apply
  • Callbacks when it's convenient for you

 

Network used by millions

UnitedHealthcare provides access to health care for 26.6 million Americans.F1

Superior rating from A.M. Best

Golden Rule Insurance Company, which underwrites many UnitedHealthcare branded insurance plans, has been rated "A+" (Superior) by A.M. Best.F2

Help from a historic brand

Together, UnitedHealthcare and Golden Rule represent over 75 years of personal insurance experience.

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Also of Interest:

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