Moving
Moving can seem like one never-ending to-do list. Moving van? Check. Boxes packed? Check. New health insurance?… um, what? Depending on how far away you’re moving, you may have an opportunity to look into new health insurance options.
A Change of Address
A change of address may be a qualifying event that opens up a short special enrollment period when you can select a new individual health insurance plan. Your move is a qualifying event if you are:
- Moving to an area where your existing coverage* isn’t available.
- Moving to an area where your existing coverage* is still available but new plans are also available.
* For a permanent move to be eligible as a qualifying life event, your existing coverage must be minimum essential coverage (MEC).
Before You Start Unpacking Those Boxes, Get Health Insurance
Replacing your health insurance coverage can easily get lost in the chaos of moving. Don’t let that happen! You have only 60 days from the date you move to apply for new coverage.
Start with a quick, short call to one of our friendly Product Advisors at 1-800-273-8115. We can help you find new coverage in next to no time.
Missed Your Special Enrollment Window?
We Can Help With That, Too
Short Term health insurance, also called Temporary insurance or Term health insurance, may be just the thing to get you to that next Open Enrollment period. It’s designed to bridge gaps so you’re covered until you decide on a long-term health care solution. Learn more about Golden Rule Insurance Company Short Term health insurance.1
4 Tips for Finding the Right Plan – for You
1. Determine what type of plan you want
- Compare new plans to what you’ve had before.
- Check out the scope of benefits offered.
- Determine what benefits you like and what you don’t.
2. Look for coverage that meets your health care needs
- Do you visit the doctor’s office or hospital often?
- What are your dental or vision needs?
- Are there any medications you take regularly?
- What current or upcoming health needs do you have?
3. Figure out your health care budget
- Get a plan with a deductible, the amount you pay before your insurance pays anything, you are comfortable paying.
- Choose a monthly premium, what you pay to have your insurance coverage, that fits your budget.
4. Know the cost benefits of in-network care
- Look at your provider’s network options.
- Make sure your health plan covers the providers you need.
1 Short term health insurance does not qualify as minimum essential coverage as defined in the Affordable Care Act and may not cover all Essential Health Benefits in your state. Signing up for this coverage may result in a tax penalty. Plans are subject to medical underwriting, and do not cover preexisting conditions.
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